What is an ISO Sales Agent?
An ISO (Independent Sales Organization) sales agent is an independent contractor who partners with a payment processor to sell merchant services, such as credit card processing, point-of-sale systems, and e-commerce solutions. Instead of earning a one-time commission, ISO agents build long-term residual income from every merchant they sign.
ISO agents act as the bridge between businesses and payment providers — helping merchants choose the right solutions, guiding them through setup, and ensuring they get the support they need. The stronger your merchant relationships, the stronger and more predictable your monthly income becomes.
With the right partner, being an ISO sales agent means more than selling payment processing — it’s about building a portfolio that pays you month after month.
Turn merchant sales into lifetime income
why join our ISO Sales agent Program?
What you can offer as a vecter sales agent
Card Present & POS Solutions
Modern terminals, POS integrations, and mobile payments.
Card Not Present & E-Commerce Solutions
Secure gateways, hosted checkout, and fraud protection.
Dual Pricing, Surcharge, & Cash Discount
Help merchants cut costs and boost margins.
White Labeled Payment Gateways
Brand it as your own and expand your credibility.
Advanced Reporting & Reconciliation
Give merchants clarity, confidence, and control.
Payment Facilitation as a Service
Lucrative revenue opportunities through embedded payments.
Start Building Your Residuals Today
Get transparent payouts, real support, and solutions no one else offers
How the ISO agent program works
Onboarding
- Simple agent agreement and W9 submission
- CRM login and short walkthrough of the platform
-
Proposal templates and pricing playbook at your fingertips
-
Training to sell merchant services the right way
Selling & Support
- Submit pre-apps and full apps through our CRM
- Vecter handles application processing, installs, and merchant training
- Ongoing PCI, chargeback, and fraud support provided for your portfolio
- 24/7 support for you and your merchants provided by real people
Residuals
- Monthly payouts with transparent line-item reporting
- Agent dashboard to track your portfolio performance
- Year-end 1099-NEC provided for tax reporting
Growth
- Scale your business with sub-agent structures and custom residual splits
- Expand into new verticals with tailored training and playbooks
- Leverage co-branded marketing collateral to win more merchants
- Access partner bank and ISV channels for larger opportunities
Competitive Agent Compensation
Agents earn through a straightforward, percentage-based split of net profit. Your compensation is calculated after any applicable expenses and fees, with all details clearly outlined in your Schedule A for full transparency.
Your percentage split of net profit is tailored to your experience and the strength of your book of business. Whether you’re bringing an existing merchant portfolio or starting fresh, your compensation rate is defined in the Schedule A contract to ensure fairness and transparency.
Example Payout
Your hypothetical merchant processes $50,000 in a month on a Flat Rate Pricing model of 3.00%. After interchange, fees, and costs, net profit is $500. On a 70% profit split, the agent is paid $350 for this one account.
EARN MORE WITH SUB-AGENT RESIDUALS
Grow your income by building a team beneath you. With our ISO program, you don’t just earn lifetime residuals on the merchants you sign — you also collect ongoing residuals from your sub-agents’ portfolios. This creates a powerful way to scale your earnings while helping others succeed.
We provide the CRM tools and reporting you need to track every account and commission in real time, ensuring transparency for both you and your team. As your sub-agents bring in more merchants, your residual income grows automatically, creating a compounding effect that rewards leadership and long-term vision.
Whether you’re managing one sub-agent or an entire network, our platform makes it easy to oversee performance, share resources, and keep everyone moving forward.
Turn Every Merchant and Sub-Agent into Lifetime Residual Income
Break into more Verticals
Expand your reach with a partner that equips you to serve virtually any business. We provide a full suite of tools and platforms designed to meet the needs of diverse industries, making us your one-stop shop for merchant services. With partnerships across multiple banks and processors, we offer unmatched flexibility — including the ability to support and approve high-risk businesses that many providers simply cannot.
Whether your focus is traditional retail, e-commerce, or harder-to-place accounts, we give you the solutions to win and retain more merchants
frequently asked questions
How do I get started as an agent?
Getting started is simple: complete a quick agent agreement, submit your W-9, and we’ll set you up with CRM access, proposal templates, and training materials. Most new agents are ready to sell within 24–48 hours.
Do I need prior experience in merchant services?
No. While experience helps, it isn’t required. We provide industry training, pricing playbooks, and ongoing mentorship so you can build your business with confidence.
When and how do I get paid?
Residuals are paid monthly with full line-item reporting for complete transparency. You’ll also have access to a real-time dashboard to track your income and merchant portfolio.
What types of businesses can I sell to?
Our wide network of banks and processors allows you to place merchants in virtually any vertical, from retail and restaurants to high-risk businesses that many providers can’t approve.
What support will my merchants receive?
Your merchants get 24/7 support from real people — not a call center. We handle PCI compliance, chargebacks, funding issues, and training so your relationships stay strong.
Can I build a team under me?
Yes. Agents who want to scale can create sub-agent or ISO structures with custom splits. We’ll work with you to get your ISO registered and maximize your residuals.
What makes Vecter different from other ISOs?
We’re built on partnership, not promises. That means transparent payouts, real advocacy for your merchants, high-risk approvals, and tools designed to help you win more deals and keep them for the long haul.
Your merchants. Your book. Your profits — let’s grow together.
Backed by real people, real training, and a partner who fights for your merchants. Scale your business with powerful sales tools, co-branded collateral, and unmatched residual opportunities.